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2013 First Half Year Results: Profitable Growth Momentum Sustained In Tougher Markets unilever.com

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Friday 26 July, 2013
First half highlights:

• Underlying sales growth 5.0% with emerging markets up 10.3%
• Underlying volume growth 2.6% and pricing up 2.3%
• Turnover up 0.4% at €25.5 billion with currency (3.2)% and disposals (1.1)%
• Core operating margin up 40bps to 14.0% driven by gross margin up 120bps
• Core earnings per share up 4% to €0.76; free cash flow of €1.3 billion
• Hindustan Unilever stake increased to 67%

Second quarter highlights:

• Underlying sales growth 5.0% with volume growth of 3.0% and price growth of 2.0%

Paul Polman, Chief Executive Officer, statement:

"This set of results clearly demonstrates that the transformation of Unilever to a sustainable growth company is fully on track. The strong Home Care and Personal Care performance is particularly pleasing given increased competitive pressure. The underlying performance of our Foods and Refreshment categories is starting to improve, with strong growth from the relaunched Lipton Yellow Label and the continuing success of Knorr jelly bouillons and baking bags. Innovation remains the key driver of growth with examples such as compressed deodorants, Vaseline Spray & Go and Magnum 5 kisses. And there is more to come: our innovation pipeline is robust which will be vital as we navigate the slowdown in many parts of the world.

"Our focus on gross margin is also starting to bear fruit: we are delivering more profitable innovations, improving mix and continuing to apply a rigorous approach to supply chain costs and savings. But there is no room for complacency: we are well aware that past success is no guarantee of future success. The tougher economic environment and reinvigorated competition require us to set the bar higher on innovation and to increase investment behind our brands. At the same time we need to continue to take costs out of the system to help finance this investment.

"The Unilever Sustainable Living Plan gives us a strong purpose-driven business model. Our emerging markets footprint and strong innovation pipeline gives us confidence that we will continue to grow competitively. We remain focused on achieving another year of profitable volume growth ahead of our markets, steady and sustainable core operating margin improvement and strong cash flow."

- Ends -

The full report is attached.

For more information please contact:

Media Relations, Rotterdam
E: mediarelations.rotterdam@unilever.com


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Zurich Launches Broker Policy Validation Website to Tackle Application Fraud

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Friday 26 July, 2013
Most UK brokers (84%) think insurers could do more to help them tackle fraud at the quote stage according to a new survey by Zurich. Almost two in three (68%) think application fraud is a growing issue but almost a third (32%) are not currently doing anything to prevent it.*

In response to this problem, Zurich has today launched its dedicated policy validation unit. Most of the team are already part of the existing personal lines division based in Whiteley, Hampshire. In addition, two new roles have been created to support brokers on the front line in validating customer policy information and identifying potential fraud.

Zurich has also launched its Broker Policy Validation website specifically to help support brokers - www.zurich.co.uk/policyvalidation.

Ian McManus, head of personal lines broker at Zurich, said: "We believe that the survival of the personal lines broker channel is dependent on delivering market leading capability, with insurers and brokers each having a part to play. Having a dedicated policy validation unit means we're better positioned to be able to share with brokers Zurich's experience and expertise in validating customer information. Ultimately this will help ensure the long-term competitiveness of the broker channel."

Alanda Reynolds, head of personal lines underwriting fraud at Zurich, said: "Zurich has been at the forefront of tackling claims fraud - a problem that the insurance industry as a whole has made a great strides in fighting. However, we've found that around 1 in 10 policies fail validation checks and brokers themselves are now telling us they want more help from insurers in tackling fraud at the quote stage.

"Whether it's innocent misrepresentation or deliberate manipulation our dedicated team is set-up to protect brokers and customers helping to ensure that policy information is correct from the start of the journey."

Zurich's top tips for brokers in fighting application fraud:

Know your customer - If in doubt, ask. If you haven't met a new customer in person, consider checking their identity - for example; ask for a copy of their driving licence to confirm their date of birth, driving history and address.
Check your records - Check lapsed and cancelled records to see if you have insured the person or the address before. It could also identify changes to the risk such as changes to No Claims Discount.
Share your expertise - Your expertise matters. Use broker forums, industry events and conferences to share best practice and collaborate with other brokers, as well as engaging your team and panel insurers to grow their knowledge and deliver excellent customer service.
Trust your instinct - Carry out some common sense checks. Can someone have that much driving experience at that age? If a policy doesn't feel right, refer it.
Check No Claims Discount (NCD) - Make it best practice to validate NCD by contacting previous insurers directly to make sure that the correct level of NCD has been disclosed for use on the vehicle.
Monitor changes - Have details such as NCD, date of birth, claims history or conviction history been changed excessively before the policy has been set up?
Engage your customers - Bring out the benefits to your customers. Share with them during quote and application stages why it's important they tell you the truth and what might happen at claims stage if the information is inaccurate.
Identify linked policies - Run regular reports to identify when customer information connects multiple policies, both current and cancelled.

Over the last year, Zurich has announced plans to transform its personal lines business and re-launch its UK car and home insurance products which are sold through brokers.

- Ends -

For further information please contact:

Katy Hurren
Zurich UK General Insurance Press Office
T: 07875 887752
E: katy.hurren@uk.zurich.com
@ZurichKaty

Notes to Editors:

* Zurich's Broker Research Panel was set-up in 2011 and now consists of 269 brokers. 171 brokers responded to the May 2013 omnibus survey, a response rate of 69%.

Zurich's UK General Insurance division supplies personal, commercial and local authority insurance through a variety of distribution channels. Based at locations all across the UK, with large sites in Birmingham, Cardiff, London, Farnborough and Whiteley, the division employs approximately 4,200 people.

Zurich Insurance Group (Zurich) is a leading multi-line insurance provider with a global network of subsidiaries and offices in Europe, North America, Latin America, Asia-Pacific and the Middle East as well as other markets. It offers a wide range of general insurance and life insurance products and services for individuals, small businesses, mid-sized and large companies as well as multinational corporations. Zurich employs about 60,000 people serving customers in more than 170 countries. The Group, formerly known as Zurich Financial Services Group, is headquartered in Zurich, Switzerland, where it was founded in 1872. The holding company, Zurich Insurance Group Ltd (ZURN), is listed on the SIX Swiss Exchange and has a level I American Depositary Receipt program (ZURVY) which is traded over-the-counter on OTCQX. Further information about Zurich is available at www.zurich.com


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HM Awards Finalists Announced in 24 Categories

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Friday 26 July, 2013
Finalists have been revealed in 24 categories for the 2013 HM Awards presented by Sealy.

Due to an overwhelming number of entries and the extra time being taken by the judging panels to select finalists, highly commended recipients and winners, the announcement of finalists this year will be staggered.

24 categories have been announced today (July 26), with a further 17 to be revealed next Friday (Aug 2) and the remaining five to be announced at the HM Awards Gala Presentation Dinner in Sydney on Friday, September 6.

Tickets are currently selling fast for the Australasian accommodation industry's premier night of the year, one that will see almost 50 HM Awards handed out, recognising excellence over a range of categories, from people and departments to properties and chains.

Channel 7 television personality Larry Emdur will host the evening for the third time in 2013, one that's expected to attract around 600 hotel industry professionals.

In the last ten years, almost 5000 people have attended the HM Awards and more than 400 awards have been awarded to hotels across Australia, New Zealand and the South Pacific.

The HM Awards are presented by Sealy; hosted by HM magazine and hotelmanagement.com.au; co-hosted by AHS, Blue Mountains International Hotel Management School, Foxtel Business, Intrust Super and Nespresso; and sponsored by Dometic, HotelHome Australia, Prototype Furniture, Spice magazine, www.spicenews.com.au, Time Out Melbourne, Time Out Sydney and Travmedia.com.

The 2013 HM Awards gala presentation dinner is being held at Sydney Town Hall on Friday, September 6, 2013.

For bookings, visit www.hmawards.com.au


HM AWARDS 2013 FINALISTS

Australian Property Awards

1. Serviced Apartment Property
To be announced on Friday, August 2, 2013

2. Budget Accommodation
BreakFree Aanuka Resort
Breakfree Diamond Beach
Country Comfort Ipswich
Econolodge Sydney South
Formula1 Perth Airport
Formula1 Melbourne
Formula1 Sydney Airport
Habitat HQ
Ibis Budget Auckland Airport
Outback Pioneer and Lodge

3. Economy Hotel
To be announced on Friday, August 2, 2013

4. Midscale Hotel
To be announced on Friday, August 2, 2013

5. Upscale Hotel
To be announced on Friday, August 2, 2013

6. Upper-upscale Hotel
To be announced on Friday, August 2, 2013

7. Luxury Hotel
To be announced on Friday, August 2, 2013

8. Australian Lodge
Cape Lodge, Margaret River
El Questro Homestead
Emirates Wolgan Valley Resort and Spa
Kim's Beach Hideaway
Lake House, Daylesford
Longitude 131
Peppers Cradle Mountain Lodge
Qualia
Royal Mail Hotel, Dunkeld
Wildman Wilderness Lodge

9. Business Hotel
To be announced on Friday, August 2, 2013

10. Resort
To be announced on Friday, August 2, 2013

11. Hotel Interior Design
To be announced on Friday, August 2, 2013

12. Boutique Hotel
To be announced on Friday, August 2, 2013

13. New Hotel
Adina Apartment Hotel Norwest
Best Western Premier The Terrace Hotel
Fraser Suites Perth
QT Sydney
Quest Sydney Olympic Park
Quest Bendigo Central
Quest Frankston on the Bay
Quest on Franklin, Adelaide
Salamanca Wharf Hotel, Hobart
The Flinders Hotel

14. MICE Property
To be announced on Friday, August 2, 2013

15. Regional Property
To be announced on Friday, August 2, 2013

16. Day Spa
To be announced on Friday, August 2, 2013

17. Hotel Bar
To be announced on Friday, August 2, 2013

18. Hotel Restaurant
To be announced on Friday, August 2, 2013

19. Tech Hotel
To be announced on Friday, August 2, 2013

New Zealand & South Pacific Property Awards

20. New Zealand Hotel
To be announced on Friday, August 2, 2013

21. New Zealand Regional Property
Best Western 555 on Bayview
Grand Mercure Nelson Monaco
Hilton Lake Taupo
Millbrook, Central Otago
Owen River Lodge
Peppers Bluewater Resort Tekapo
Peppers Clearwater Resort
Quest Napier
Quest Rotorua Central
Te Wanoui Forest Retreat, Franz Joseph Glacier

22. New Zealand Lodge
Blanket Bay, Glenorchy
Huka Lodge, Taupo
Kaimata Lodge, Dunedin
Matakauri Lodge, Queenstown
Otahuna Lodge, Christchurch
Owen River Lodge, Murchison
Peppers Awaroa Lodge
Peppers Parehua, Martinborough
The Farm at Cape Kidnappers, Hawkes Bay
Warekauhau Country Estate, Palliser Bay

23. Fijian Property
Fiji Beach Resort and Spa by Hilton
InterContinental Fiji Golf Resort and Spa
Radisson Blu Resort Fiji Denarau Island
Royal Davui
Shangri-La's Fijian Resort, Yanuka
Sheraton Fiji Resort
Sofitel Fiji Resort and Spa
Vomo Island Resort
WorldMark Resort Denarau Island
Yasawa Island Resort and Spa

24. South Pacific Property
Sofitel Moorea Ia Ora Beach Resort, French Polynesia
Madang Star International Hotel, Papua New Guinea
Aggie Grey's Lagoon, Beach Resort and Spa, Samoa
Holiday Inn Resort Vanuatu
InterContinental Bora Bora Resort and Thalasso Spa, French Polynesia
Le Meridien Ile des Pins, New Caledonia
Matavai Resort, Niue Island
Pacific Resort Aitutaki, Cook Islands
Sofitel Bora Bora Marara Beach and Private Island, French Polynesia
Te Manava Luxury Villas and Spa, Cook Islands

Property Awards - All countries (Australia, NZ & Sth Pacific)

25. Marketing Campaign
Best Western Australasia
Crowne Plaza Terrigal
DoubleTree by Hilton
Emirates Wolgan Valley Resort and Spa
Hamilton Island
InterContinental Melbourne The Rialto
Mercure Sydney
Novotel Melbourne Glen Waverley
Parkroyal Darling Harbour
Shangri-La Hotels and Resorts
Sofitel Brisbane Central

26. Service to the Community
Accor Hotels
Emirates Wolgan Valley Resort and Spa
Hilton on the Park Melbourne
Mercure Sydney
Parkroyal Parramatta
QStation, Manly
Stamford Hotels
The Sebel Pier One
The York by Swiss-Belhotel
Yasawa Island Resort and Spa, Fiji

People Awards - All countries (Australia, NZ & Sth Pacific)

27. Concierge
Allan Alvarez, Sydney Harbour Marriott
Colin Toomey, Shangri-La Hotel, Sydney
David Board, Pullman Quay Grand Sydney Harbour
David Mclean, Swissotel Sydney
David Patt, InterContinental Sydney
Gary Chan, Four Points by Sheraton Sydney
Graham Hodgson, Emporium Hotel Brisbane
James Ridenour, InterContinental Melbourne The Rialto
Justin Matheson, The Sebel Pier One Sydney
Rhett Constantine, Pullman and Mercure Melbourne Albert Park
Stuart Spicer, Pan Pacific Perth

28. Hotel Chef
Anthony Craven, The Langham, Sydney
Dan Hunter, Royal Mail Hotel, Dunkeld
Daniel Simpson, Pullman Quay Grand Sydney Harbour
Desmond Carneiro, Sheraton on the Park
John Savage, Sofitel Melbourne On Collins
John Slaughter, The Sebel Pier One Sydney and Harbour Rocks Hotel
Leigh Robbins, Radisson on Flagstaff Gardens, Melbourne
Pierre Khodja, The Flinders Hotel
Stefan Blee, Best Western Premier Hotel 115 Kew
Tamas Pamer, InterContinental Sydney
Will Eaglesfield, Eichardt's Private Hotel, Queenstown (NZ)

29. Food and Beverage Associate
Bibek Karmacharya, Cambridge Hotel Sydney
Catalina Rueda, Sydney Harbour Marriott
Geraldo Suntah, Sofitel Melbourne On Collins
Izumi Kawanarada, Pan Pacific Perth
Jade Hobson, Parkroyal Parramatta
Linda McComiskie, Sheraton on the Park
Matthew Carroll, Park Hyatt Sydney
Michael Nicholls, The Langham, Sydney
Robin Khurana, Parkroyal Melbourne Airport
Tal Thorne, Shangri-La Hotel, Sydney
Tom Woods, InterContinental Sydney

30. Human Resources Associate
Amber Margrain, Pullman Auckland
Corinna Saffhill, Sydney Harbour Marriott
David Hannan, Emirates Wolgan Valley Resort and Spa
Emily Squires, Novotel Northbeach Wollongong
Gemma Hillis, Novotel Perth Langley
John Timson, Academie Accor
Jorja Salisbury, Quest Serviced Apartments
Kasey Findlay, Parkroyal Melbourne Airport
Kyla Shearer, Sofitel Melbourne On Collins
Marinus Snetler, Rendezvous Grand Hotel Perth
Olivia Hazledine, Novotel Melbourne on Collins

31. Sales and Marketing Associate
Abby Howard, Rendezvous Grand Hotel Adelaide
Abigail Murphy, InterContinental Sydney
Carla Klotz, The York by Swiss-Belhotel
Craig Adamson, The Langham, Sydney
Daniel Hoffmann, Sydney Harbour Marriott
Josie Armao, Novotel Melbourne on Collins
Megan Staal, Sofitel Sydney Wentworth
Michael Anderson, Pullman Auckland
Michael Foster, Parkroyal Melbourne Airport
Morag Ritchie, Emirates Wolgan Valley Resort and Spa
Ryan Weissel, Quest Serviced Apartments

32. Communications Associate
Cristina Magni, Hilton Auckland and Hilton Lake Taupo
Gaynor Reid, Accor Asia-Pacific
Hansni Bhagani, Four Seasons Hotel Sydney
Jessica Somers-Haggie, Shangri-La Hotel, Sydney
Karena Noble, Voyages Indigenous Tourism Australia
Kimberly Roberts, Hilton Brisbane
Lauren Kekwick, Swissotel Sydney
Sophie Baker, Hamilton Island
Stephen Howard, QT Hotels and Resorts
Virginia Chong, Pan Pacific Perth
Yvette Peverell, Mantra Group

33. Front Office Associate
Alexis Hvalgaard, Mercure Perth Hotel
David Atatagi, Quest Bondi Junction
Jim Ewan and Penny Maitland, Best Western Lazy Lizard Motor Inn
John Kuharski, Shangri-La Hotel, Sydney
Nicole Finnsson, Ibis Melbourne Glen Waverley
Nicole Garthwaite, Grand Mercure Nelson Monaco
Prayer Ariel, Novotel Sydney Central
Sawaid Saeed, Parkroyal Parramatta
Stewart Manson, Holiday Inn Sydney Airport
Tamara Carter, Diamant Hotel Brisbane
Vanesa Montiveros, The Langham, Sydney

34. Finance Associate
Aaron Tan, Parkroyal Melbourne Airport
Alex Holland, Best Western Premier Hotel 115 Kew
Bee Tan, Mercure Sydney
Geoff Rossiter, Sheraton on the Park
Grant Smith, Holiday Inn Sydney Airport
Joe Ward, Sydney Harbour Marriott
Scott McLeod, Emirates Wolgan Valley Resort and Spa
Shirley Robbins, Sofitel Sydney Wentworth
Walter Fernando, Novotel Melbourne on Collins

35. Housekeeper
Angela Senscall, Travelodge Mirambeena Resort, Darwin
Bernadette Hobson, The Sebel Pier One Sydney
Carol Enriquez, Mantra on Kent, Sydney
Deborah Barnes, Crown Metropol Melbourne
Dewi Sriati, Ibis Perth
Emil Beshay, The Langham, Sydney
Helen Titus, Madang Star International Hotel, Papua New Guinea
Marcelina Tkalec, Parkroyal Parramatta
Marleen Gilbert, Wyndham Resort Torquay
Myra Sullivan, Rendezvous Grand Hotel Adelaide
Stephanie (Ye) Lu, Rendezvous Grand Hotel Perth

36. Hotel Engineer
Alan Bettridge, The York by Swiss-Belhotel
Andy Goonesekera, InterContinental Sydney
Anton Van Den Brink, Sofitel Melbourne On Collins
Cyrus Tolentino, Sydney Harbour Marriott
Janusz Zaklikowski, The Langham, Sydney
Manuel Wong, Sofitel Sydney Wentworth
Matthew Worth, Four Points by Sheraton Sydney
Michael Cook, Pullman, Novotel and Ibis Sydney Olympic Park
Philip Cram, Emirates Wolgan Valley Resort and Spa
Ralf Moritz, Peppers Beach Club, Port Douglas
Robin Power, Crowne Plaza Melbourne

37. Rising Star
Angelica Krithararis, Albany Motel, Melbourne
Bianca Tachdjian, Quest North Ryde
Caroline Larsson, Radisson on Flagstaff Gardens, Melbourne
Dominoe Aranyi, Parkroyal Melbourne Airport
Garry Sudika, Melbourne Marriott Hotel
Jessica Marcus, Cambridge Hotel Sydney
Lucy Fitzpatrick, Park Hyatt Sydney
Nithiya Kala, Sofitel Sydney Wentworth
Sarah Garner, Sofitel Melbourne On Collins
Shane Bourma, Shangri-La Hotel, Sydney
Vicky Stasous, Parkroyal Parramatta

Major Awards - All countries (Australia, NZ & Sth Pacific)

38. South Pacific General Manager
Bob Speed, WorldMark by Wyndham Resort Denarau Island, Fiji
David Thomas, Madang Star International Hotel, Papua New Guinea
Frederic Lebegue, Fiji Beach Resort and Spa managed by Hilton
Gerard Knight, Radisson Blu Resort Fiji Denarau Island
Marcus Niszow, Pacific Resort Hotel Group, Cook Islands
Michael Monks, Shangri-La's Fijian Resort and Spa
Simon Harper, Novotel Suva Lami Bay, Fiji
Scott Williams, InterContinental Fiji Golf Resort and Spa
Peter Hopgood, Outrigger on the Lagoon Fiji
Shane Cunning, Sheraton Fiji Resort
Thomas Tait, Holiday Inn Resort Vanuatu

39. New Zealand General Manager
Andy Cunningham, Fiordland Lodge
Bruce Garrett, The George Hotel, Christchurch
Clare Davies, Grand Mercure Nelson Monaco
Felix Borenstein, Owen River Lodge
Fraser McKenzie, Novotel Rotorua Lakeside and ibis Rotorua
Mark Rose, The Rees Hotel, Queenstown (NZ)
Richard Rooney, Wharekauhau Country Estate
Rob McIntyre, Pullman Auckland
Roger Brantsma, Hilton Auckland and Hilton Lake Taupo
Simon Tocker, Peppers Parehua
Wouter de Graaf, Sofitel Auckland Viaduct Harbour

40. Australian General Manager
Bruno Cristol, Traders Hotel Brisbane
Chris Sedgwick, Accor Hotels Queensland and Northern Territory
Christopher Northam, Peppers Beach Club & Spa, Palm Cove
Daniel Allia, Cosmopolitan Hotel, Melbourne
Joost Heymeijer, Emirates Wolgan Valley Resort and Spa
Michael Sheridan, The Sebel Pier One and Harbour Rocks Hotel, Sydney
Richard Meulet, Establishment Hotel, Sydney
Russell Durnell, Palazzo Versace, Gold Coast
Scott Horn, Royal Mail Hotel, Dunkeld
Sonia Lefevre, The Langham, Sydney
Vincent Hoogewijs, Four Seasons Hotel Sydney

41. Environmental Program
Crowne Plaza Melbourne
Emirates Wolgan Valley Resort and Spa
Emporium Hotel Brisbane
Four Points by Sheraton Sydney, Darling Harbour
InterContinental Sydney
Novotel Auckland Airport
QStation, Manly
Sofitel Melbourne On Collins
Sofitel Sydney Wentworth
Sydney Harbour Marriott, Circular Quay
The Langham, Sydney

Major Awards (Judges Only)

42. Hotel Brand
-To be revealed at the HM Awards on September 6, 2013

43. Accommodation Chain
-To be revealed at the HM Awards on September 6, 2013

44. Hotel of the Year
-To be revealed at the HM Awards on September 6, 2013

45. HM Magazine Australasian Hotelier of the Year
-To be revealed at the HM Awards on September 6, 2013

46. HM Magazine Asia-Pacific Hotelier of the Year
-To be revealed at the HM Awards on September 6, 2013



For more information, contact:
James Wilkinson
Editor-In-Chief
HM magazine
Tel: +61 (0)2 8586 6204
Email: jwilkinson@intermedia.com.au


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Inmarsat Confirms Successful Launch Of Alphasat Satellite

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Sunday 28 July, 2013
Inmarsat, (LSE:ISAT.L), the leading provider of global mobile satellite communications services, confirms the successful launch of the Alphasat satellite.

Alphasat was launched on an Ariane 5 ECA from the Guiana Space Centre in Kourou, French Guiana at 20.54hrs BST on 25th July (16.54hrs local time). Arianespace confirmed a successful spacecraft separation at 27 minutes 45 seconds after launch and the Alphasat Mission Operations Team confirmed telemetry reception and that they have command of the satellite at 21.47 BST.

The Alphasat satellite will shortly begin a deployment phase, followed by a period of in-orbit testing. This process is expected to last several weeks before commercial operations can begin. Inmarsat expects to provide an update on the deployment progress when it reports interim results on Friday, 2nd August.

Following the start of commercial operations, Alphasat will provide service to Europe, the Middle East and Africa. Alphasat will augment the existing Inmarsat-4 satellite network, which provides global mobile satellite services in L-band.


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City of London cleans up with iPad awards audit app

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Monday 29 July, 2013
The City of London Corporation has chosen leading mobile marketing agency, Incentivated , to create an app that will assist the Corporation in judging the prestigious “Clean City Awards Scheme” (CCAS). The app will be built in iOS and exclusively loaded onto staff iPads to assist with auditing participant companies.

The app is supported by a site and integrated with the scheme database, both also being built by Incentivated.

CCAS is designed to encourage sustainable waste management in offices and business locations, encouraging businesses to “reduce, reuse and recycle”, and generally improve the street environment in the City. Businesses who want to enter the award will submit their request through a website, triggering an inspection visit from the City of London.

Joe Kingston, CCAS and Recycling Manager, City of London Corporation: “We are delighted to be taking a more mobile approach to this year’s Clean City Awards Scheme. Being able to complete the site surveys, and include photos within the iPad app, our inspection process will be much more efficient. Incentivated are really helping us encourage more businesses to reduce, reuse and recycle through increased recognition via these prestigious awards.”

The app will use the current assessment questionnaire, currently a paper form on a clipboard, as its base, whilst allowing inspectors to take and store photos of office spaces within the app.

Once a survey is completed and saved, it can be sent immediately over 3G or Wi-Fi to the City of London’s award database. In areas without a mobile connection, the questionnaire will be saved locally, until it can be transferred over the air, or side-loaded into the central database.

/ENDS/

For further information

Jason Cross, Marketing Director
Incentivated
+44 (0) 20 7392 2323

press@incentivated.com
http://www.incentivated.com


About the City of London Corporation

The City of London Corporation has three roles: we support London’s communities by working in partnership with neighbouring boroughs on economic regeneration and skills projects. The City of London Corporation’s charity, the City Bridge Trust, makes grants of more than £15 million annually to charitable projects across London and we also support education - with three independent schools and three City Academies – plus a primary school and the world-renowned Guildhall School of Music and Drama. We also help look after key London heritage and green spaces including Tower Bridge, Museum of London, Barbican Arts Centre, City gardens, Hampstead Heath, Epping Forest, Burnham Beeches, and important ‘commons’ in south London. And – with its heart in London’s Square Mile - we also support and promote the ‘City’ as a world-leading financial and business hub, with outward and inward business delegations, high-profile civic events, research-driven policies and a long-term approach. See www.cityoflondon.gov.uk for much more on our uniquely diverse role, including the City of London Police, etc.

About Incentivated Ltd

Incentivated (incentivated.com) is an independent technology company with 10 years’ experience operating exclusively in the mobile marketing services sector.

We help our international client base engage with their customers by designing, developing and delivering integrated acquisition, retention (CRM) and transaction (mCommerce) campaigns and services for mobile.

Our proprietary technology and specialist staff are well positio ned to help brands, the public sector and charities to develop everything from enterprise messaging (SMS & MMS) through mobile internet sites, to server side software or handset applications, including web-apps, for ‘smartphones’ and feature-phones.

We also provide strategic, creative and technical advice for the use of mobile by businesses to raise awareness, deliver marketing ROI and provide customer service, as well as other managed services.




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Alex Polizzi and Npower Combine Powers to Give Small Businesses a Boost

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Monday 29 July, 2013

As part of its work to support the UK's small and medium-sized enterprises (SMEs), npower has enlisted the expertise of retail and hospitality guru, Alex Polizzi to deliver inspiration and advice to retail businesses and their suppliers at Autumn Fair International at the NEC in Birmingham on 1 September.

http://www.npower.com/home/index.htm npower is sponsoring this year's Autumn Fair International, the UK's largest premier retail buying event, as part of its wider commitment to work with SMEs to help them better manage their energy use. In addition, npower is also focused on developing a better understanding of the practical needs of its SME customers - as part of this pledge, its senior management team are undertaking work placements in a range of small businesses across the UK.

npower has partnered with Alex Polizzi due to her experience and knowledge of working in a small, family run business, which now sees her helping SMEs across the country in well-known TV shows The Hotel Inspector and Alex Polizzi: The Fixer.

At the Autumn Fair International event, Alex will be sharing her expertise with retailers in an exclusive seminar and npower will be talking to retailers about their business and energy-related challenges, what support they are looking for from suppliers, as well as how effective energy management can achieve real cost savings for them.

Jason Scagell, director of npower SME, commented: "It is great to be able to work with someone like Alex, who has extensive experience in helping businesses to succeed, and we believe visitors to the show will benefit from Alex's advice. This partnership and our presence at Autumn Fair International are designed to offer retail businesses and their suppliers access to invaluable consultancy and support.

"As a company, we're committed to working closely with SMEs to get a true insight into their daily challenges and what they're looking for from us, so Autumn Fair International provides the ideal opportunity to do this. Our continued focus on the needs of our SME customers will ensure we develop the right products and services for them, so we look forward to talking with businesses at the event so we can continue to do just that."

Alex Polizzi adds: "Independent businesses are vital to the retail sector and the Autumn Fair is an excellent opportunity for these thriving companies to get advice to help them grow. I am delighted to be working with npower to share my own experiences at the exclusive seminar on 1 September."

For more information about npower SME, visit www.npower.com/business

- Ends -

Note to Editors:

About Autumn Fair International:

Autumn Fair International takes place from 1-4 September at The NEC Birmingham. Volume Hall opens one day early on September 1. Autumn Fair is one of the largest retail trade exhibitions in the UK, second only to sister event Spring Fair International. Autumn Fair International is the premier retail buying opportunity taking place in the UK during the second half of the year, where more than 1,500 suppliers across 11 show sectors launch in the region of 60,000 new products to the trade*.

*Autumn Fair International 2012 attracted 30,949 buyers from 73 countries and some £1.1 billion was spent by retailers as a direct result of visiting the show. Over 13 per cent of buyers who attended the show had an annual budget of over £250,000.

For more information contact:

npower Press Office
T: 0845 070 2807
E: press.office@npower.com

- npower is one of the top energy suppliers to the UK business market, serving over 238,000 small to medium sized enterprise sites and around 17,000 industrial and commercial customers, with over 100,000 sites
- npower is dedicated to helping UK businesses use energy more efficiently and therefore spend less money on their bills. We aim to have a positive impact on the communities we serve and reduce our customers' carbon footprint whilst always improving our service to our customers.
- npower specialises in risk management solutions, including market-leading flexible energy purchasing, energy efficiency, and broader energy management functions, tailored to every size of business.
- npower is committed to helping its small business customers to improve their energy efficiency. npower smartstart offers business customers advice and guidance on reducing energy consumption. New business customers receive an energy monitor designed to improve their consumption awareness as well as access to a dedicated energy efficiency telephone helpline and website.
- For major energy users, npower offers multi-utility management consultancy to enable organisations to improve efficiencies right across the procurement/consumption chain.
- npower customers include BT, Wembley Stadium plc, AstraZeneca and Sainsbury's.


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Recession Fuels Full-Price Phobia In UK Shoppers

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Monday 29 July, 2013
A fifth of shoppers claim they've changed their spending habits during the recession and now always try to avoid paying full price (21 per cent)
The average consumer has used a discount code seven times in the last month
The average consumer saves £64.87 a month using voucher codes - or £778.44 a year
Savvy women less likely to pay full price than men
New research from VoucherCodes.co.uk[1] reveals that the recession has permanently changed the way UK adults shop as a fifth admit they now always try to avoid paying full price for their purchases (21 per cent).

It seems that the nation is full of discount shoppers as six in 10 consumers (61 per cent) admit they always check for a discount before buying items. The inclination to save is over 10 per cent higher in women (66 per cent) than men (55 per cent) with 41 per cent of women choosing a shop or restaurant that offers a discount over a full-priced competitor, compared with one in three men (36 per cent). Bargain hunters are so eager to ensure they are not paying over the odds, over 5 million Brits2 (5,054,560) even check with shop workers whether their store has any discounts before they spend their hard earned cash.

http://www.vouchercodes.co.uk/ discovered that the average consumer has used a discount code seven times in the last month. The average saving per month through voucher use is £64.87 - amounting to a staggering savings pot of £778.44 a year.

When asked what drives their hunger for discounts, a third of Brits (35 per cent) said they love the satisfaction of knowing they got a good deal, while one in eight (13 per cent) claim using discounts lifts the pressure from making purchases when they feel they should be saving.

The research into consumer shopping attitudes also uncovered the top five products consumers refuse to buy without first looking for, or waiting for, a discount:

1. High ticket electricals e.g. TV (54 per cent)
2. Holidays (36 per cent)
3. Clothes (30 per cent)
4. Books, DVDs etc (29 per cent)
5. Theatre tickets or visiting attractions (22 per cent)

Duncan Jennings, co-founder of VoucherCodes.co.uk comments: "Spending habits have now changed irreversibly for a lot of UK adults who've been forced to make cut backs wherever they can and many have now learnt that paying full price for everything just isn't necessary.

"By making a habit out of using discounts and voucher codes, shoppers can really make their money go further without scrimping on the quality of purchases. Checking online for codes before buying anything can help consumers reign in finances without any hassle and those yet to do so will soon discover how much they stand to save."

- Ends -

Notes to Editors:

1. Research of 2000 Britons aged over 18yrs was carried out by One Poll on 28th - 30th June 2013.
2. 8% of the nationally representative sample responded that they ask shop workers if their store has any discounts before making purchases. Latest figure from the census states the UK population is 63, 182, 000. 8% would then be 5,054,560.

For more information please contact:

Lisa Elliott
Lansons Communications
T; 020 7294 3679
E: Lisae@lansons.com

Nithiya Gnanathas
Lansons Communications
T: 020 7566 9716
E: NithiyaG@lansons.com

Duncan Skehens
Senior PR Manager
VoucherCodes.co.uk
T: 020 3597 7495
E: duncan.s@VoucherCodes.co.uk

About VoucherCodes.co.uk:

VoucherCodes.co.uk brings together the best voucher codes, 2-for-1 restaurant vouchers, printable vouchers, deals and sales for hundreds of leading online stores to help save you more money.

VoucherCodes.co.uk works with the UK's favourite retailers and restaurants covering every imaginable product and service, so no matter what our customers are looking for we're sure to have a great voucher code to help save them money.

Over 6 million smart money savers subscribe to our weekly newsletter. Sent out every Tuesday morning, it brings together a handpicked selection of the twenty best voucher codes packed with exclusive codes for a huge range of stores and activities.


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Free football tournament for young people in Buckley

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Monday 29 July, 2013
A group of young people from Buckley have organised a free five-a-side football tournament on Sunday 18 August to promote positive interaction in the town.

The group, led by Fixer Ashlea Jones, 19, hopes the event will promote respect and show not all young people are troublemakers.

With help from Fixers, a charity which supports young people to campaign on any issue they want, the group have organised the tournament for 15-21 year olds.

Eight teams will play 20 minute matches on a specially constructed football pitch in the town centre.

“Many young people in Buckley are concerned about the amount of people our age hanging around the streets, drinking alcohol and causing a nuisance giving all of us a bad name,” says Ashlea.

“By bringing young people together and giving them something to do, it gets them off the streets and allows other residents to see that young people are not all bad.

“We want it to be a friendly atmosphere so everyone gets along. Many groups of young people in the town are a little segregated, but we want to break that.”

There will be refreshments on the day and winners of the tournament will receive medals.

The event will be part of the ‘Blackpool comes to Buckley’ festival, organised by Buckley Town Council.

Teams need to register by Friday 16 August. Forms can be found on the Fixers website (www.fixers.org.uk/buckleyfootball). Or you can send your team name, contact name and number and player names to Sian Deal, 2 Padeswood Road, Buckley, Flintshire, CH7 2JL, sian@fixers.org.uk, or 07436 265905. All 15 year olds will need to provide a parental consent form. Places are limited and on a first come, first served basis.

Fixers is a charity which supports thousands of young people across the UK to take action and change things for the better, addressing any issue they feel strongly about.

How each Fixer tackles an issue is up to them - as long as they benefit someone else.

Fixers was set by the Public Service Broadcasting Trust (PSBT) in 2008 and has already supported 8,400 young people across the UK.

Now, thanks to a grant from the Big Lottery Fund, Fixers aims to work with a further 19,000 young people over the next three years.

“Fixers started in 2008 as just an idea… an idea given a voice by 8,400 young people over the past five years,” says Margo Horsley, Chief Executive of PSBT.

“They have reached thousands of people with their work, on a national stage as well as in and around where they live. They choose the full array of social and health issues facing society today and set about making their mark. Fixers are always courageous and their ideas can be challenging and life-changing, not just for themselves.”

Peter Ainsworth, Big Lottery Fund UK Chair, said: “The Big Lottery Fund is extremely proud to be supporting Fixers to engage with more young people to change things for the better. Fixers has a tremendous potential – one young person’s initial idea can be transformed into reality, spread across a community and make a positive influence on a wide range of people. There are thousands of young people campaigning to make improvements in their neighbourhoods and Fixers provides a platform to highlight their voluntary work and many achievements.”

For images, interviews or more information, please contact Sue Meaden in the Fixers Communications Team by email sue@fixers.org.uk or phone 01962 810970.

There are lots more stories about young people doing great things on the Fixers website, Twitter and Facebook pages:
http://www.fixers.org.uk
http://www.twitter.com/FixersUK
http://www.facebook.com/FixersUK

Notes to editors:

• Fixers started in England in 2008. Now with a £7.2 million grant from the Big Lottery Fund, Fixers is extending into Wales, Northern Ireland and Scotland. To date, over 8,400 young people across the UK have become Fixers and created 1,000 projects.
• The Public Service Broadcasting Trust is a charity that brings together mainstream broadcasters, public and voluntary sector services, and viewers.
• The Big Lottery Fund (BIG), the largest distributor of National Lottery good cause funding, is responsible for giving out 40% of the money raised for good causes by the National Lottery.
• BIG is committed to bringing real improvements to communities and the lives of people most in need and has been rolling out grants to health, education, environment and charitable causes across the UK since June 2004. The Fund was formally established by Parliament on 1 December 2006.
• Since the National Lottery began in 1994, 28p from every pound spent by the public has gone to good causes. As a result, over £29 billion has now been raised and more than 383,000 grants awarded across arts, sport, heritage, charities, health, education and the environment.



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35 Races Across Five Days Puts The Glorious In To Goodwood

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Monday 29 July, 2013
Racing fans are getting ready for another equine treat with Glorious Goodwood offering five days of sensational flat racing action on the south coast and the extravaganza will yet again provide top class Group action as well as a plethora of ultra-competitive handicap conundrums for punters to try and work out.

Outside of racing circles it may still be Royal Ascot that flies the flag for the sport of kings, but with steamy conditions hopefully gracing the Sussex Downs over the week it’s yet another racing spectacle that will not only have the glitz and glamour, but will also have some superb racing taking place between July 30th and August 3rd with 35 races in the offering, with action show live on Channel 4 each day.

For the last couple of years, Glorious Goodwood has had Frankel as the 'poster boy' for the event and that has seen it duly propel into the limelight, but this year’s jamboree could utilise the epic duel between Dawn Approach and Toronado as the classy pair are set to meet for the third time this campaign in the QIPCO Sussex Stakes on the second day of the meeting.

Jim Bolger’s Dawn Approach was sensational when trouncing Richard Hannon’s stable star in the 2000 Guineas at the beginning of the season, but Toronado showed his class when coming within a short-head of the Irish Raider in the St James’s Palace Stakes at Royal Ascot and the duo are set for another mouth-watering clash on Wednesday afternoon and the bookmakers are finding it tough to split the pair with Bolger’s runner just spearheading the betting with Betfred at 6/5 with his rival a 13/8 chance.

Throughout the week there will be top class Group action and the Nassau Stakes is another of the blue riband event over the five days and John Gosden’s The Fugue will be bidding for back-to-back wins in the Group One feature on Saturday, but the aforementioned Hannon is set to hand the 1000 Guineas heroine Sky Lantern the task as she steps up to 1m 2f for the first time in her career.

The stayers will take centre stage on Thursday in the Goodwood Cup as the stamina-laden runners look to emulate the mighty Yeats in etching their name in the illustrious roll of honour, but it’s towards the end of the week that the punters will have their work cut out as there will be some devilishly difficult handicap races to work out in what are some of the toughest races on the British calendar.

Friday’s Betfred Mile will see a bumper field head to the eight-furlong start and the likes of Stirring Ballad and Wentworth will be eager to make amends for disappointing shows at Royal Ascot last month, but the punting highlight is the Stewards’ Cup on the final day which will see some of the best sprint handicappers in training do battle.

Last year’s winner Hoof It is sure to be a name on punter’s shortlist as he looks to secure consecutive wins in the six-furlong contest, whilst Jim Goldie’s 2011 victor Hawkeyethenoo will be another to watch out for, but the in-form speedster currently heading the ante-post betting at 10/1 with Betfred is Kevin Ryan’s Wokingham Handicap winner York Glory, who is sure to feature in the latter stages and come with a barnstorming run like he did at the Royal meeting in June.

For more information about this year's meeting visit http://www.glorious-goodwood.net



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Greece: Deeper Public Sector Reforms Needed To Ensure Economic Recovery

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Tuesday 30 July, 2013
The Executive Board of the International Monetary Fund (IMF) today completed the fourth review of Greece's performance under an economic program supported by an Extended Fund Facility (EFF) arrangement. The completion of this review enables the disbursement of SDR 1.51 billion (about €1.72 billion, or US$2.29 billion), which would bring total disbursements under the arrangement to SDR 7.21 billion (about €8.24 billion, or US$10.94 billion).

In completing the review, the Executive Board also approved a waiver of applicability of three end-June performance criteria on which data are not yet available—the overall stock of government debt, government domestic arrears, and the general government balance—as well as the modification of the end-September performance criterion on privatization receipts.

The EFF arrangement, which was approved on March 15, 2012 (see Press Release No. 12/85), is part of a joint package of financing with euro area member states amounting to about €173 billion over four years. It entails exceptional access to IMF resources equivalent to about 2,159 percent of Greece's quota.

Following the Executive Board discussion, Ms. Christine Lagarde, IMF Managing Director and Chair, said:

"The Greek authorities have continued to make commendable progress in reducing fiscal and external imbalances. However, progress on institutional and structural reforms, in the public sector and beyond, has still not been commensurate with the problems facing Greece. Greater reform efforts remain key to an economic recovery and lasting growth.

"The authorities are taking corrective actions to meet the ambitious target of a zero primary balance in 2013. Deeper public sector reforms are critical to complete the necessary fiscal adjustment going forward with broad public support. Progress in modernizing revenue administration continues to fall short of what is required, and more needs to be done to strengthen its autonomy and operational efficiency. It is also important to prepare adequately for, and implement successfully, the income tax reform while putting in place a property tax that achieves the revenue target. It will be critical to avoid tax policy changes that undermine revenues. Given the slow progress in public administration reforms, efforts should focus on ensuring exit of unqualified personnel to create room to hire new staff with the relevant skills.

"Broader structural reforms must be accelerated to boost productivity and growth. And urgent steps need to be taken to address concerns about the structure and governance of the privatization program and to improve its effectiveness.

"Considerable progress has been made in safeguarding financial stability, notably through the recapitalization of the core banks and the sale of bridge banks. Key challenges going forward include cleaning up balance sheets, ensuring strong governance structures, and rapidly re-privatizing the remaining state-owned bank.

"Public debt is projected to remain high well into the next decade. The assurances from Greece's European partners that they will consider further measures and assistance, if necessary, to reduce debt to substantially below 110 percent of GDP by 2022, conditional on Greece's full implementation of all conditions contained in the program, are welcome. Their continued commitment to provide adequate financial support to Greece during the life of the program and beyond until the country has regained market assess, provided that Greece complies fully with the program, remains essential," Ms. Lagarde said.

- Ends -

For more information please contact:

Media Relations, IMF Communications Department
E: media@imf.org
T: 202-623-7100


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Rubber Cheese creates branding for ‘Hoots’ multigrain snack range

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Tuesday 30 July, 2013
The creative team at Rubber Cheese worked with Market Fresh to deliver a new multigrain snack product. The challenge Rubber Cheese were faced with was to create a brand that would stand out in the over saturated snack market and to promote a healthier option. Hoots are a snack with a difference, bite sized wholegrain nibbles made from wheat rather than potatoes.

The brand needed to sit comfortably next to other crisp brands, even though in some eyes it would have been viewed as a bread based item and therefore categorised with croutons or bruschetta’s.

Kelly Molson, Managing Director of Rubber Cheese explains; “We began our design process by brainstorming different brand names that would fit the brief and give the product an original identity. After building an extensive list of different options, we narrowed these down, checked they could be trademarked and supplied a handful of our best ideas alongside descriptive words and accompanying strap-lines to the client. A few conversations later, the decision was made and ‘Hoots’ was born!”

The delicious range includes Smoked Bacon, Pickled Onion, Salt & Vinegar, Cheese & Onion and Salt & Pepper. The logo was designed using a display font which is punchy, versatile & simple. Alongside designing the logo for Hoots we also took on the challenge of designing a complimentary logo for their umbrella brand ‘The Wise Owl Snack Company’. For the packaging Rubber Cheese produced a selection of vibrant artwork using enhanced photography, simple illustration and bold typography.

“We were delighted with the final result and have received excellent feedback from both customers and consumers.” said James Minnette, Director of The Wise Owl Snack Company.

The range is now out in stores and earning its place in the market.

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

About Rubber Cheese

Rubber Cheese is a creative agency. An approachable team of innovative designers, developers and problem solvers, that love to share ideas and nurture yours, to create something that you and your customers will love.

We provide design, branding, digital, web design, bespoke development, packaging and social media strategy services.

The agency has won an impressive number of blue chip clients, including Pernod Ricard, Beefeater Gin, The Restaurant Group, Wincanton RM, Schneider Electric and other successful organisations including Ark Schools, The NHS, Market Fresh & Optimus Sourcing.


For further information, please contact:

Kelly Molson (Managing Director of Rubber Cheese)

T: 0845 867 6750

kelly@rubbercheese.com

www.rubbercheese.com

http://twitter.com/rubbercheese

Media:


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Hot Deals And Total Honesty From New Qwerty Travel Site

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Tuesday 30 July, 2013
LEADING independent online travel agent Qwerty Travel has relaunched and claims its new-look site is the ‘most honest travel agent site in the UK’.

The redesigned site is aimed at helping to find the ideal holiday in the fastest possible time. Tools include ratings of suitability for couples, families, singles, or groups with thermometer-style icons, which range from a 10% suitability rating of “consider yourself warned” to 40% “you can do better than here” to 100% “perfect match!”

It features incredibly realistic descriptions of resorts too. For example in the Canary Islands section about Tenerife, it advises: “Let’s just be clear now, there are quite a lot of manmade beaches in Tenerife, so if you’re looking for an ‘au naturale’ setting, be careful.”

Matt Somers, managing director of the Surrey-based agency, commented: “Qwerty Travel is seven years’ old now and it was time for a refresh of the logo, brand and direction. The online travel space is a crowded one and we need to be able to stand out, so we decided to go for an honest, but also slightly tongue-in-cheek, approach.

“It’s a very British sense of humour, another aspect to make us stand out. We’re not trying to appeal to an international audience. Hopefully it’s like having your witty mate in the pub tell you about where best to go on holiday. We want to put the fun back into travel retail.”

Somers added: “We want to be able to point out the quirky nature of destinations, something a bit unexpected that perhaps won’t be in guidebooks. We’ve got a really experienced team here at Qwerty and we’ll be drawing on insight from them as well as feedback from our customers.”

Special launch offers include:
SHORT BREAK IBIZA £199: Prices from £199 per person for a four-night break near San Antonia Bay with Qwerty Travel (www.qwertytravel.com 0208 5889943). This includes accommodation at the three-star Riviera Hotel, B&B basis, plus flights from Gatwick on departures beteen September 17 and October 20 2013. The hotel has two pools and is just 200m from the beach. Resort centre is 3.5km away. Price based on two sharing.
page1image20136

SHORT BREAK ALL-INCLUSIVE ALGARVE £169: Prices from £169 per person for a four-night break in Albufeira, on the Algarve with Qwerty Travel (www.qwertytravel.com 0208 5889943). This includes accommodation at the four-star Clube Humbria Hotel, all- inclusive, plus flights from Gatwick on departures between November 25 2013 and March 28 2014. The hotel is 800m from the beach. Price based on two sharing.

LUXURY LANZAROTE £289: Prices from £289 per person for a luxury seven-night break in Arrecife, Lanzarote with Qwerty Travel (www.qwertytravel.com 0208 5889943). This includes accommodation at the five-star Gran Hotel and Spa, B&B, plus flights from Gatwick on departures between November 15 and December 16 2013. The hotel is situated on the beach in the heart of Arrecife. Free sea view room upgrades if space available and free access to the spa for Qwerty guests. Price based on two sharing.

To celebrate the launch of the new site, Qwerty Travel is giving away a £500 holiday voucher and two for £250. To be entered into the draw simply ‘like’ Qwerty Travel on Facebook and enter your details in the competition app, follow them on Twitter or Pinterest, or add Qwerty Travel to Google+ Circles. All entries must be in by August 23 2013.

QWERTY TRAVEL: KEY FACTS
- Based in Frimley, Surrey
- 47 staff
- Specialists in great value European beach holidays, city breaks and ski, predominantly
four and five-star
- Established in 2006 by managing director Matt Somers, prior to this he ran Gemstone
Travel which he sold to lastminute.com in 2004
- Member of the Travel Trust Association
- On target to carry more than 50,000 passengers in 2013

ENDS

For more media information contact Louise Prior: louise@priorpr.com 07786 227572



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More Must Be Done To Support Retailers

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Wednesday 31 July, 2013
Chambers Ireland has called on Government to implement improved measures to support the struggling retail sector in Budget 2014. The call comes following the latest CSO figures which show a 1.6% decrease in the volume of retail sales in June 2013 when compared with May 2013.

Speaking this morning, Ian Talbot, Chambers Ireland Chief Executive, said "Retail Sales have remained relatively stable over the last couple of years but they will only begin to improve with increased support from the Government in Budget 2014. With retailers forming the heart of our towns and cities across the country, the Government must do everything it can to assist this sector which will support increased job creation and retention."

"Retailers in our once thriving town centres should be supported by a rates reduction for companies located within town and city centres, which provide much needed employment and contribute to the quality of life in these areas. Providing improved support for retailers through measures such as this and more will increase job creation and retention and improve consumer confidence," he concluded.

- Ends -

For further information please contact:

Amy Woods
Chambers Ireland
T: 01 400 4319 / 086 6081605
E: amy.woods@chambers.ie

Chambers Ireland - Ireland's largest business network creating the best environment for members locally, regionally and nationally.


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Directors Warned About Taking Early Dividends

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Wednesday 31 July, 2013
Company directors who take a proportion of their salaries as dividends could be building up a significant liability if things do not go according to plan, warns insolvency experts Cranfield Business Recovery.

It is common practice for accountants and financial advisers to recommend to owner directors of companies that they take a minimum salary and the rest of their annual remuneration as dividends, which are posted to the directors' loan account. Dividends can only be declared out of retained profits and, while the business is doing well, it saves money on the PAYE and National Insurance bills, and is acceptable and legal practice.

However, Cranfield is warning directors that problems can arise if the business starts to struggle and the directors' loan account becomes overdrawn. This typically happens when a company enters an insolvency process, with directors being personally liable for any outstanding debts showing on directors' loan accounts.

If profitability is in question, the answer, according to Cranfield, is to incur the extra PAYE income tax and National Insurance by drawing a full salary rather than build up an overdrawn director's loan account, which may not get repaid via dividends at the end of the year.

Profitability is one of the key indicators of whether a company is about to hit troubled times. Towards the start of this year the insolvency body R3 stated that 37% of small businesses were experiencing decreased profits, and almost a quarter of small firms were regularly using their maximum overdraft. These worrying statistics suggest that many business owners could be liable to repay their overdrawn director's loan accounts when profits do not achieve expectations and dividends cannot be declared.

Tony Mitchell, managing director of Cranfield Business Recovery said: "During uncertain times, my advice to all owner directors is that if there is any doubt at all about the solvency or profitability of your company, consider very carefully whether the savings that can be made in PAYE Income Tax and National Insurance contributions are worth the risk of having to repay an overdrawn director's loan account."

Cranfield states that other factors indicating a company may be struggling include cash flow pressures and staffing pressures as a result of pay cuts and freezes or redundancies creating discontent within the workforce, which can ultimately affect the viability of a business.

Tony concludes: "Similarly, accountants and financial advisers should review all their clients' arrangements, where directors receive minimum salaries and take drawings in anticipation of future dividends. They need to evaluate the solvency of client companies and where necessary advise clients to pay additional PAYE Income Tax and National Insurance, even if this incurs more costs for the business. In the long run, this might actually work out as a better option for directors."

- Ends -

About Cranfield Business Recovery:

Cranfield Business Recovery is the number one insolvency practice in Coventry, employing a total of 15 staff. Set up in November 2001 to offer a professional service to individuals with corporate, business, and personal financial problems, they work closely with professional advisors to assist their clients. Cranfield offer a bespoke and sympathetic service in circumstances that are often difficult and stressful.

For more information please contact:

Natalie Hunt
Bridge PR & Media Services
T: 024 76 520025
E: natalie@bridgepr.co.uk

Tony Mitchell
Cranfield Business Recovery
T: 024 7655 3700
E: tony.mitchell@cranfieldbusinessrecovery.co.uk


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Fabulous Food Festivals In Hastings And Rye

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Wednesday 31 July, 2013
Making the most of the local produce to be found here in East Sussex, Hastings & 1066 Country has a growing number of food festivals on its annual events calendar.

With the Bexhill Sea Angling Festival and the Hastings Seafood & Wine Festival neatly juxtaposed on consecutive weekends in September, Rye and Hastings continue the foodie theme well into November.

Wild Boar Week, Rye - Saturday 26 October - Sunday 3 November 2013

Wild boar is a regular feature of the woods around the beautiful medieval town of Rye, and each October Rye goes 'wild' about boar, celebrating this local delicacy of the field, from 26 October - 3 November 2013.

Hundreds of years ago wild boar freely roamed Britain but they were the arch enemy of farmers and were hunted to near extinction in the 17th Century. Some were still bred on farms in Kent and Sussex, but over 20 years ago a few escaped and their numbers have risen dramatically in the past few years. The debate continues as to whether they are pesty pigs or essential to our environment.

Al Ball is a forester by trade but hunts boar in his spare time, with a licence to cull these animals. He hunts in the areas of Udimore / Peasmarsh, just outside Rye, and supplies to local hotels. The BBC Radio 4 Food Programme recently featured the wild boar to be found here in Sussex in all its free range, hairy glory. Here's also a fascinating piece of footage about the wild boar in woods outside Rye http://www.bbc.co.uk/programmes/b00qy2fs

This year's Wild Boar Week will feature about 20 venues in and around Rye who will be showcasing wild boar and other medieval dishes on their menu. New for 2013 is a Wild Boar Food Safari - not a shotgun in sight - and a children's trail around the town. Truly medieval food for a medieval town.
http://wildboar.org.uk/

Hastings Herring Fair, Hastings 9 - 10 November 2013

Fish is big news in Hastings. The largest beach launched fishing fleet in Europe has Marine Stewardship Council accreditation for the methods it uses to catch herring, mackerel and Dover sole. The inshore fleet is composed of boats all under 10 metres in length and Paul Joy, head of the Hastings fleet, is no stranger to Brussels and Downing Street in these days of controversial topics such as quota regulations, discard and bi-catch.

The second annual Hastings Herring Fair, run by the Fisheries Local Action Group (FLAG), aims to build on the success of last year's event. Stalls over the two days will showcase herring cookery and smoking skills. Talks, films and exhibitions in the Stade Hall and Fishermen's Museum will tell the history of herring fishery. Billingsgate Fish Cookery School, Greenpeace and the Marine Stewardship Council will be in attendance.

This is the ideal chance to discover the picturesque and quirky Hastings Old Town, the Stade fishing and cultural quarter with the iconic black Hastings net shops, and learn about the importance of the Hastings fishing fleet, as it battles for survival in the face of harsh quota restrictions.

Download here the leaflet about Hastings Stade (Saxon word for 'landing place') http://www.visit1066country.com/explore-1066-country/hastings/the-stade

Please contact Jane Ellis for further details of the above or if you would like to visit and find out more first hand. We welcome press trips for commissioned articles and are happy to discuss other options.

Jane Ellis: jmellis@hastings.gov.uk 01424 451113



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PMP Awareness Month brings attention to rare cancer

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Wednesday 31 July, 2013
Changes in bowel habit, loss of appetite and abdominal swelling are all symptoms of many common illnesses but they are are also key symptoms of pseudomyxoma peritonei, a rare abdominal cancer which usually starts in the appendix.

Pseudomyxoma peritonei, or PMP as it is often known, and other appendix cancers are so rare that many general practitioners will never see a case during their career. Treatment is specialised and complex - in England, there are just two centres approved to treat the disease, the Basingstoke and North Hampshire hospital and the Christie, Manchester.

Pseudomyxoma peritonei (pronounced sue-doh-mix-oh-muh pary-ih-ton-nee-i) is thought to affect just 1 or 2 people per million each year.

During August, Pseudomyxoma Survivor will be promoting awareness of the disease with events including pub crawls and head-shaving. There will also be an announcement towards the end of the month of the Fundraiser of the Year, celebrating the achievements of the charities supporters.

For more information on pseudomyxoma peritonei, please visit http://www.pseudomyxomasurvivor.org

To join the “PMP FUndraising” Facebook page, visit http://www.facebook.com/pseudomyxomasurvivor

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Pseudomyxoma peritonei is a rare cancer that usually starts as a small growth (adenoma) in the appendix comparable to a polyp. This adenoma will eventually break through the appendix wall and into the peritoneum (abdominal cavity lining). The tumors secrete a jelly-like mucus in the abdomen, which causes the abdomen to swell and compress other vital organs.

If left untreated, this mucin will engulf the abdominal cavity producing a characteristic "jelly belly". It is this build up of mucin that generally causes symptoms.

PMP is not like other types of cancer in that it is seldom spread through the blood stream or lymphatic system, it generally remains contained within the abdomen and spreads along inner surfaces. Presently, it is thought to affect between one and two million people worldwide per year.

PMP symptoms usually appear after some time and are caused by the build up of resulting mucus within the abdomen. Some sufferers do not show any symptoms for some years.

Symptoms are often initially misdiagnosed as a hernia or ovarian cancer and include but are not limited to:

- Changes in bowel habit
- Loss of appetite
- Pelvic pain or pain within the abdominal area
- Appendicitis
- Swelling of the abdomen
- Weight gain and or increase in waist size
- Bladder discomfort

These symptoms can be caused by a variety of medical conditions which are not necessarily PMP. However, due to the nature of this cancer it is imperative to rule out PMP as a cause. Any unexplained symptoms should always be discussed with your doctor.

Pseudomyxoma Survivor is a charity established primarily to provide emotional and practical support to those affected by the disease but also to raise awareness and to raise funding to support research.

Pseudomyxoma Survivor is completely dependent on voluntary donations. It is too small to have offices or staff; the charity is run entirely by volunteers.



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Sainsbury's Response to the ASA Ruiling

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Thursday 1 August, 2013
If there's one big lesson that we should all have learned from the horsemeat scandal, it's that customers care deeply about where their food comes from and how it is produced.

While no horsemeat was found in any Sainsbury's products, it's absolutely clear to us that provenance and ethics form a fundamental part of customers' decision making as they choose what to feed their families.

We know this because we speak with thousands of customers every day. They tell us that food integrity matters to them just as much whether they are well-off or struggling to make ends meet.

This might seem pretty obvious.

Well, it is obvious to us, and you'd have thought it would be obvious to Tesco. They have recently begun an attempt at recasting their ethical image and pushing fresh food credentials in a high-profile marketing campaign which encourages us to "love every mouthful".

But there's a basic contradiction between this advertising and the way they're operating their "Price Promise". We've made a formal complaint to the Advertising Standards Authority about this. The arguments Tesco have used to defend their position include the suggestion that customers don't actually care all that much about the provenance of their food or the ethical aspects of food production.

We're pretty sure that customers would disagree.

Let's take a couple of examples. In its "Price Promise", Tesco compares the price of Sainsbury's basics Ham with Tesco Everyday Value Ham. Well, they're priced the same but our pork is British and Tesco's is sourced from somewhere in the EU. They're not the same product. The idea that they are is really rather odd - not least since Tesco boss Philip Clarke recently told the National Farmers' Union "customers say they are concerned about the provenance of their meat, and that they want to buy British".

Similarly, Tesco argues in its "Price Promise" that it is appropriate to compare the prices of Sainsbury's basics Tea Bags with Tesco Everyday Value Tea Bags. Again, they're priced the same, but our teabags are Fairtrade, and Tesco's are not. This means that for our basics Tea a minimum tea price is guaranteed for farmers at origin and we pay a social premium to support local communities in the established tea growing countries in Africa. Tesco Value Tea does not.

Fair comparison?

Or to put it another way, would anyone think it was fair to pass off a product as Fairtrade when it was not? I don't believe customers would think so.

When we originally challenged Tesco on its "Price Promise" advert earlier this year Tesco's marketing director David Wood wrote:

"Although ethical considerations may play a minor part in the customer's considerations, we do not believe that this would be key to a customer's transactional decision-making process, particularly in relation to these value products".

In other words, Tesco is saying that customers are not troubled by ethical considerations, especially for more affordable products.

Tesco recently said it wants to "make what matters better, together". Customers might be forgiven for thinking it could start with a bit more openness in its "Price Promise," making clear that its starting point is that ethical sourcing and provenance are not "key" to customers.

We have always believed that our values make us different, regardless of whether it's a basics or a Taste the Difference product, as customers trust us to do the right thing. We are proud to be the world's largest retailer of Fairtrade products. We're also the UK's leading retailer of Marine Stewardship Council (MSC) fish and RSPCA Freedom Food products and we don't think it's good enough to claim, as Tesco does, to "choose not to" pay the licence fee for accreditation.

At Sainsbury's, responsible sourcing of the best quality food has always been an important part of who we are. That's why we've committed to doubling the amount of British food we sell by 2020. All our fresh chicken has been 100% British for the last ten years, and now we've also achieved 100% British for all our fresh pork.

We're in a competitive marketplace - and we don't shy away from price comparisons. Our 'Brand Match' scheme checks prices - including promotions - against Asda and Tesco for thousands of branded goods. After all, a tin of Heinz baked beans is the same wherever you buy it.

Comparing own brands is a different matter. The Tesco Price Promise claims to be a fair comparison which makes sense to shoppers. Unfortunately it is anything but. By failing to compare own brands fairly it is taking power away from customers to make accurate and informed choices about the food they put in their baskets. Worse, it undermines their ability to make a choice based on the values they believe in.

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For more information please contact:

Sainsbury's Press Office
E: press_office@sainsburys.co.uk
T: 020 7695 7295

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The Arctic Race Of Norway - The World's Cycling Elite Meets Above The Arctic Circle

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Thursday 1 August, 2013
The most beautiful coastline in the world will make the spectacular backdrop when the world's cycling elite meets in Norway to compete above the Arctic Circle in the northernmost bike race in the world, The Arctic Race of Norway.

From 8 August to 11 August 2013, the iconic coastline of Northern Norway will host the Arctic Race of Norway. A few weeks after the end of the Tour de France, the international peloton will be given the opportunity to compete above the Arctic Circle. Together with Tour de France organisers Amaury Sport Organisation, Arctic Race of Norway AS organise the new race.

Race between peaky mountains and fjords
The race consists of four stages, and the areas chosen include fjords and peaky mountains. The race starts above the Arctic Circle in the city of Bodø. The first stage is 192,5 kilometres, and is the hilliest of the four stages. During the following two days the cyclists experience the magnificent islands of Lofoten and Vesterålen. The route clings to the spectacular coastline with its characteristic peaky mountains. The cyclists finish in Harstad 11th August. The cyclists will cycle five rounds through the center of this small town, before the first winner of the Arctic Race of Norway will be announced.

"We wish to turn the Arctic Race of Norway into a race that holds an important place on the international race calendar. The Norwegians' love for cycling combined with the breathtaking sceneries of Northern Norway is a promising combination: this new race has the potential to truly stand out in the world of cycling", said Yann Le Moënner, Amaury Sport Organisation CEO.

The four stages in the Arctic Race of Norway 2013: Total 705,5 km
Thursday 8th August, first stage: Bodø - Bodø, 192.5 km
Friday 9th August, second stage: Svolvær - Svolvær, 156 km
Saturday 10th August, third stage: Svolvær - Stokmarknes, 201.5 km
Sunday 11th August, fourth stage: Sortland - Harstad, 155 km
Image bank:
http://phototheque.keepeek.com/aso/login
Login : ArcticRace
Password : Press


For more information :
www.visitnorway.com/en/Media-and-Press
www.nordnorge.com/en/?News=351
www.letour.fr
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For further information please contact: Anne Line Kaxrud Anne.Line.Kaxrud@innovationnorway.no

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Young cancer patient enjoys once-in-lifetime experience following national TV interview

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Thursday 1 August, 2013
Kerry Harvey from Bognor Regis was rewarded for her brave account of stage 4 pancreatic cancer on national TV on Friday 26th July.

Following an interview with Emma Bunton and Jamie Theakston on ITV’s This Morning, she was surprised with VIP tickets to Wicked the musical and a stay in a five star M.E. hotel.

Kerry and her boyfriend Matthew attended the show to talk about Kerry’s devastating diagnosis of this form of cancer. Kerry, 23, said: “I had never heard of pancreatic cancer before I was diagnosed with it earlier this year. I got in touch with a number of charities as I wanted my story to be told so that more people were aware of this disease.

“It was a great surprise to get a call from Pancreatic Cancer Action to say that This Morning wanted me on the show,” continues Kerry. “I debated it for, oh, half a second before saying yes. I was honoured to be able to tell my story and raise awareness on a programme that attracts millions of viewers.”

“The whole experience was amazing. I burst into tears when Emma Bunton announced that ITV had decided to send me and Matt off to enjoy a once-in-a-lifetime experience. Not only did we get amazing seats at Wicked but also a fully signed programme, backstage tour and meet-and greet with the cast. We concluded our amazing day at five star M.E. London hotel for the night in a room where the bed was wider than it was long. A day and night I'll never forget!”

Ali Stunt, Chief Executive at Pancreatic Cancer Action and a pancreatic cancer survivor herself, said: “We are extremely grateful to Kerry for raising awareness of pancreatic cancer on national TV. Despite affecting over 8000 people each year, not much is known about the disease and its symptoms.

“Raising awareness of pancreatic cancer among the general public is one of our focusses as a charity,” continues Ali. “If diagnosed early enough, a patient could receive potentially life-saving surgery. Kerry and her boyfriend thoroughly deserved to be rewarded for their bravery and I hope they had a wonderful time.”

To find out more about pancreatic cancer, please visit http://pancreaticcanceraction.org or call 0303 040 1770


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Landmark Olympic Deal Results In Launch Of Digital Design And Architecture Archive

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Thursday 1 August, 2013
One year on from London 2012, Design Council has launched a new digital archive to house over a 100 hundred case studies submitted by the designers and architects that contributed to the success of the Games.

Following a landmark deal between the International Olympic Committee (IOC), the British Olympic Association (BOA) and the UK Government, designers and architects that worked on London 2012 are for the first time allowed to publicise their involvement and gain recognition for the part they played in last year's golden summer through the Supplier Recognition Scheme.

The Beyond 2012 website [www.beyond2012.org.uk] showcases - with video, photographs and first-hand accounts - the stories of the designers and architects that made the Games happen. Challenged to find truly sustainable, spectator-centred and pioneering ways to deliver Europe's largest urban transformation and the world's biggest sporting spectacle, Britain's designers stepped up - in some cases helping develop new standards and ways of working.

'Design' for the Games meant much more than the huge infrastructure and stadia in the Olympic Park, it resulted in an integrated design approach (known as the design grid) which was an essential part of creating an instantly and globally recognisable London 2012 brand. This integrated design approach was not just about creating a logo and a collection of buildings, but a complete Games, where the design was able to flex and spread seamlessly from London 2012's physical architecture through to its digital identity, its venue signage and way-finding, the staff and volunteers' uniforms, the mascots, Olympic Torch and Cauldron, and beyond.

The Beyond 2012 website aims to help designers and architects market their work and win UK and international contracts. Many have used their experience working on London 2012 to grow their businesses and win significant contracts to deliver projects for Rio 2016 and Russia 2018 FIFA World Cup. Aecom, for example, has won a number of contracts to work on Rio 2016, including the main Olympic park's infrastructure and landscaping, having carried out similar work on London 2012.

As with London 2012, the Beyond 2012 website aims to inspire a generation. Britain's design sector is world leading and Design Council aims to inspire future young talent by creating this online resource.

John Mathers, chief executive of Design Council, commented:

"London 2012 was arguably the best Games yet, but it doesn't stop there. We want to ensure the legacy of the Games by showcasing talented British designers and architects to increase business and inspire a generation of future designers. The Games was a landmark moment for British design and long after summer 2012, the work of designers and architects will continue to raise the bar - not just for the many involved in the Games but for the entire British design industry."

- Ends -

Notes to Editors:

1. For further information, interview or image requests please contact:

Tim Crowley
Head of Communications
Design Council
T: 07748 906897
E: tim.crowley@designcouncil.org.uk

2. The Beyond 2012 digital archive has been supported by the Technology Strategy Board and UK Trade and Investment.

3. The Supplier Recognition Scheme, launched by the British Olympic Authority (BOA) on 27 January 2013, is the first of its kind in Olympic history and will enable suppliers to talk more openly about their involvement in the Games. On receipt of the free licence, eligible suppliers will be able to promote their work at trade shows both in the UK and internationally, apply for industry awards for their London 2012 work and use their involvement in pitches and tender documentation when competing for international contracts. Additionally, the licence will give businesses exclusive access to an Olympic Delivery Authority (ODA) image library of more than 4,000 free photographs from the Games.

4. The Design Council champions great design. For us that means design which improves lives and makes things better. As an enterprising charity, our work places design at the heart of creating value by stimulating innovation in business and public services, improving our built environment and tackling complex social issues such as ageing and obesity. We inspire new design thinking, encourage public debate and inform government policy to improve everyday life and help meet tomorrow's challenges today.

5. A high resolution version of the image below of Olympic torch designers Barber Osgerby and Olympic couldron designer Thomas Heatherwick is attached (from left to right: Jay Osgerby, Thomas Heatherwick, Ed Barber).

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